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Technical Paper 1(1,82MB PDF)




Cover Page

Executive Summary



Introduction

The Author

Acknowledgements

Disclaimer

Application

Foreword to Second Edition

The Problems

The Problems (more)

The Consequences

Why is Scotland Different?

Flood Risk and Insurance Modelling

Future Outlook and Recommendations

Appendices
Technical Paper 1
Flood Risk & Insurance in England and Wales: Are there lessons to be learned from Scotland? - David Crichton


The Author

David Crichton is a Fellow of the Chartered Insurance Institute and a Chartered Insurance Practitioner. He has some 30 years experience in insurance underwriting, latterly as a senior manager in claims and underwriting for a major insurer, but is now an independent research consultant.

He is a Visiting Professor at Middlesex University Flood Hazard Research Centre as well as Visiting Professor at the Benfield UCL Hazard Research Centre. He is also a Research Fellow at the University of Dundee. He initiated the National Flood Insurance Claims Database held at the University of Dundee, and was a member of the national steering committee which produced the technical manuals on “Sustainable Urban Drainage Systems” (SUDS). He has advised all local authority flood appraisal groups (currently being renamed Flood Liaison and Advice Groups”) in Scotland on flood insurance and other issues since 1995.

He is the author of a recent book on the implications of climate change for the insurance industry, and was a co-author of the Chartered Insurance Institute Book on Climate Change published in 2001. He was also the co-author of a Scottish Executive Research Report on flood risk in Scotland (published in 2002), and contributed to a recent major report on the impacts of climate change in London for the GLA, published in 2003.

He is the author of the “Fact File” on flood insurance on the web site of the Chartered Insurance Institute, and the co-author of a major text book about making cities more resilient to climate change .

In recent years, he has been invited to address academics, government and insurance representatives in Australia, Canada, Singapore, and the USA on climate change and flood risks.



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