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DownloadTechnical Paper 1(1,82MB PDF)
Cover Page
The Lack of Preparation Problem
The Flash Flood Problem
The Landslide Problem
The Rising Groundwater Problem
The Insurance Claims Handling Problem
The Flood Claims Excess Problem
The Buildings Regulations Problem
The Dams and Reservoirs Problem
The Canals and Waterways Problem
The Water Framework Directive Problem
The ODPM versus Defra Problem
The Priority Problem
The Participation Problem
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Technical Paper 1 Flood Risk & Insurance in England and Wales: Are there lessons to be learned from Scotland? - David Crichton |
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Nearly a third of these are built against the advice of the Environment Agency, whose objections are overruled nearly 40% of the time. For many of these houses, flooding will be inevitable, as new flood defence building cannot keep pace. Defra is responsible for flood defence spending in England , and must be aware that the ODPM actions are creating an ever increasing need for flood defence spending. The way they propose to deal with this is to establish a new priority scoring scheme. It is interesting that this announcement was hidden away in an obscure reference in the "notes to editors" section of a press release which announced an additional £22m for capital projects and studies in 2003-4, raising DEFRA's funding from £114m to £136m. |